Apni Chhat Apna Ghar Scheme
Apni Chhat Apna Ghar Scheme has been launched by Chief Minister Punjab Maryam Nawaz The objective of launching this scheme is to provide a loan of 15 lakhs to every person who cannot build his own house and who owns land. But if he cannot build his own house, he will be provided with a loan amount of 14 thousand rupees per month and this scheme will continue for seven years. The registration procedure of this scheme is very easy.
You can choose to register on the official website. You can also go to the office for registration. Remember, this scheme will last one year and the loan will be drawn monthly. In which one lakh families will be qualified and loan provision will be ensured to them
Punjab Dhee Rani
Apni Chhat Apna Ghar Scheme In a recent meeting, Chief Minister Maryam Nawaz announced a new initiative under the Apni Chhat Apna Ghar scheme, offering an interest-free loan of 15 lakh rupees to around 70,000 families in Punjab. The loan is intended to help families build their own homes. According to CM Maryam Nawaz, owning a home is a great blessing, something that people without homes understand well. If you do not currently have your own home, you can apply for this interest-free 15 lakh loan from the Punjab government.
CM Maryam Nawaz emphasized her commitment to ensuring that every citizen of Punjab has their own house. Registration for the Apni Chhat Apna Ghar scheme has already begun. If you’re interested in getting this interest-free loan, you can now register to benefit from this program.
Maryam Nawaz Loan Scheme: Loan Distribution Date Announced
Good news for those who applied for the Maryam Nawaz Loan Scheme under the Apni Chhat Apna Ghar program! Some applications have been accepted, and the list of selected candidates has been released.
You can check the list to see if your name is included. If your name is there and you’re wondering when the 15 lakh rupee loan will be distributed, the Punjab government has announced that loan disbursements will start from September 15.
New Update: 200,000 People Registered
In a recent update, nearly two lakh people have successfully completed their registration for the Apni Chhat Apna Ghar scheme. If you haven’t registered yet, there’s still time to complete your registration before the deadline. By doing so, you too can be eligible for the 15 lakh rupee loan to help build your own home.
How to Apply Online for the Maryam Nawaz 15 Lakh Loan Scheme: Step-by-Step Guide
If you want to apply for the interest-free 15 lakh loan under CM Maryam Nawaz’s Apni Chhat Apna Ghar scheme, you need to register through the official portal provided by the Punjab government. The registration process is simple and can be easily completed by anyone.
Here’s a step-by-step guide to help you register:
- Prepare Your Documents
Gather all the required documents, such as your CNIC, property information, phone number, email address, and a passport-size photo. - Visit the Official Website
Go to the Apni Chhat Apna Ghar scheme portal at http://acag.punjab.gov.pk using your browser. - Create an Account
If you’re a new user, you need to create an account. Provide your CNIC, phone number, email address, password, and home address to set up the account. - Log In to Your Account
Once your account is created, log in using your CNIC and password. - Agree to Terms and Conditions
After logging in, you will be shown the terms and conditions. Review them and agree by clicking the appropriate button. - Fill Out the Application Form
A form will appear. Fill it in with your details such as name, CNIC, phone number, email address, property information, and address. Upload a passport-size photo. - Review Your Information
Before submitting, review the information you have entered to make sure everything is correct. - Upload CNIC and Property Documents
Upload clear pictures of both the front and back of your CNIC, along with proof of property ownership. - Provide Feedback
In the final step, you will be asked to give feedback. Enter your feedback and submit your application.
If your application is approved and you’re eligible for the Apni Chhat Apna Ghar scheme, the Punjab government will disburse the interest-free 15 lakh loan on the scheduled date.
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Documents Needed for the 15 Lakh Loan Under the Apni Chhat Apna Ghar Scheme
To apply for the 15 lakh loan through the Apni Chhat Apna Ghar scheme offered by CM Maryam Nawaz, you must submit some important documents. These documents are required by the Punjab Government to verify your eligibility and ensure that the loan is going to the right person for building a house.
Here are the required documents:
- National Identity Card (CNIC)
A valid CNIC approved by the Government of Pakistan. - Proof of Monthly Income
A document showing your monthly income. - Property Information
Proof of property ownership or related documents.
These documents are necessary to complete your application and qualify for the loan.
Key Benefits and Features of the Apni Chhat Apna Ghar Loan Scheme
The Apni Chhat Apna Ghar scheme aims to provide every citizen of Punjab with their own home. To support this, CM Maryam Nawaz has announced an interest-free loan of 15 lakh rupees for 70,000 families in Punjab.
One of the key features of this loan is its flexible repayment plan. You can repay the loan over 7 years in easy monthly installments. For added convenience, you will receive relief for the first three months. After that, the monthly installment will be around 14,000 rupees, which you will pay to the Punjab government.
Summary of the CM Maryam Nawaz 15 Lakh Loan Scheme
CM Maryam Nawaz has introduced a 15 lakh interest-free loan for around 70,000 families in Punjab, which can be used to build their houses. You can register for this loan through the Apni Chhat Apna Ghar Scheme portal (http://acag.punjab.gov.pk).
To complete the registration, you need to provide some personal information and upload required documents for verification by the Punjab Government. Once your application is successfully registered, you will be eligible for the interest-free 15 lakh loan, which can be used for house construction.
Maryam Nawaz Loan Scheme: Registration for Second Phase Now Open
Registration for the second phase of the Maryam Nawaz Loan Scheme, introduced by Punjab Chief Minister Maryam Nawaz Sharif, has begun. Those who missed the opportunity to register for the Apni Chhat Apna Ghar scheme in the first phase now have a great chance to apply in this second phase.
Once you complete your registration, a balloting process will take place. If your name appears in the results, the Punjab government will provide you with a 15 lakh rupee loan. This loan is interest-free, and you will have up to seven years to repay it through monthly installments.
Many people benefited from the first phase of this 15 lakh loan scheme, and now, you too can take advantage of this opportunity. In this article, you’ll also learn how to register for the second phase of the Maryam Nawaz Loan Scheme and what eligibility criteria need to be met. Stay tuned and read through to get all the details.
Latest Updates on the Apni Chhat Apna Ghar Scheme
Phase one of the Apni Chhat Apna Ghar scheme has concluded, and the results have been announced. Those who registered in the first phase can now check the balloting results. If your name appears in the list, you will receive the first installment of the 15 lakh rupee loan from the Punjab government on September 15, 2024. Once you receive the installment, you can begin construction of your house.
Additionally, the second phase of the Apni Chhat Apna Ghar scheme has been launched. To register for this phase, visit the official website at acag.punjab.gov.pk. After completing the registration, the balloting results for phase two will be announced on a date set by the Government of Punjab. If selected, you will receive a loan to help build your home.
How to Register for the Maryam Nawaz Loan Scheme via acag.punjab.gov.pk
If you want to apply for a 15 lakh rupee loan under the Apni Chhat Apna Ghar scheme provided by the Punjab government, you need to first register for the Maryam Nawaz Loan Scheme. The registration process has been made simple and straightforward to ensure that the people of Punjab can complete it without any difficulty.
Follow the steps on the official website acag.punjab.gov.pk to start your application and become eligible for this interest-free loan.
Contact Information
If you face any kind of problems in applying or want to get any kind of information regarding this scheme, you can contact the helpline numbers given below.
Phone Numbers: 042-99213419, 042-99213428, or 0800-09100
Official Website: acag.punjab .gov.pk
Email: info@phata.punjab.gov.pk
Apni Chhat Apna Ghar Scheme: 15 Lakh Loan Distribution Begins
Starting from September 15, 2024, applicants of the Apni Chhat Apna Ghar scheme will begin receiving the 15 lakh rupee loan from Chief Minister Punjab, Maryam Nawaz Sharif. This financial assistance is specifically for residents of Punjab who do not currently own a home. If you applied for this scheme, check the balloting results based on your district to see if you qualify for the 15 lakh loan from the Punjab government.
Chief Minister Maryam Nawaz recently announced that under this scheme, 70,000 families in Punjab will receive interest-free loans of 15 lakh rupees to help them build their own homes. This article provides all the details on the distribution process of the Maryam Nawaz 15 Lakh Loan Scheme, so be sure to read it thoroughly.
Interest-Free Loan and Repayment Details for Apni Chhat Apna Ghar Scheme
Under the leadership of Chief Minister Punjab, Maryam Nawaz, an interest-free loan of 15 lakh rupees is being provided for the construction of homes. There is no tax or interest on this loan. If anyone contacts you asking for tax or interest payments related to the Apni Chhat Apna Ghar scheme, it is a scam, and you should report it to ACAG immediately for legal action.
The Punjab government will offer this loan, and you can repay it over a period of 7 years in easy monthly installments. Each monthly installment will be approximately 14,000 rupees, meaning you will need to pay 14,000 rupees per month for 7 years.
For added convenience, the government has waived the first three months of installments, allowing you to focus on building your home without financial pressure during this initial period.
How Will You Receive the Loan?
If you are eligible for the Apni Chhat Apna Ghar Scheme, the information you provided will be verified by the Punjab Government. The Punjab Housing and Town Planning Agency (PHATA) will conduct the verification process.
A representative from PHATA will visit your plot, measure it, and create a detailed report. This report will be sent to the Punjab Government. Based on this report, you will receive a loan of 15 lakh rupees from the government.
The first installment of the 15 lakh rupees loan will be transferred to your provided bank account on September 15, 2024.
New Eligibility Criteria for 15 Lakh Loan Scheme Announced by Punjab Government
Punjab Chief Minister Maryam Nawaz has introduced new eligibility criteria for the second phase of the 15 Lakh Loan Scheme. She emphasized that this financial assistance will only be given to deserving individuals who don’t already own a home and lack the funds to build one. If you meet the criteria outlined below, you will be eligible to receive a loan of Rs. 15 lakh from the Punjab Government, which can be used to construct your own house.
Eligibility Criteria:
- You must be a permanent resident of Punjab.
- You must be 18 years or older.
- You must be married.
- You must not already own a house.
- You can have 5 marla land in urban areas or 10 marla land in rural areas.
- You must have completed the PSER survey.
Important Update:
The PMT score is no longer required to apply for the Apna Chhat Apna Ghar Scheme. This means your PMT score will not affect your eligibility for this scheme, as per the latest update from the Punjab Government.
Stay updated for further information on the loan process and application.
Required Documents for 15 Lakh Loan Application
When you apply for the 15 Lakh Loan Scheme offered by the Punjab Government, you will need to provide several important documents. These documents are necessary to verify your identity and eligibility for the interest-free loan, which will help you build your own house. The submission and accuracy of these documents are crucial for the approval of your application.
Below is a list of the required documents:
- Front side photograph of your National Identity Card (CNIC) issued by the Government of Pakistan.
- Back side photograph of your National Identity Card (CNIC) issued by the Government of Pakistan.
- Proof of your monthly income, showing your financial status.
- Proof of property ownership or the land where you plan to build your house.
Ensure that all these documents are accurate and complete to increase the chances of your application being approved.
Reasons for Disqualification in the 15 Lakh Loan Scheme
If your application for the 15 Lakh Loan Scheme by the Punjab government has been rejected, there could be several possible reasons. By avoiding these mistakes, you can improve your chances of successfully obtaining the loan. Below are the common causes of disqualification:
- Failure to review your information after submission.
- Not providing original documents for verification.
- Uploading unclear or poor-quality images of documents or yourself.
- Providing false or inaccurate information about your identity or eligibility.
- Skipping any mandatory information required in the application.
- Submitting your application after the deadline for registration.
Make sure to double-check all details and follow the guidelines carefully to avoid disqualification.
Apni Chhat Apna Ghar 15 Lakh Loan – 2nd Phase Details
The list of selected candidates for Phase 1 of the Apni Chhat Apna Ghar 15 Lakh Loan Scheme, launched by Maryam Nawaz Sharif, has been released. These selected individuals will begin receiving their loans starting from September 15.
For those who registered but were disqualified, and whose names did not appear in the balloting list, there is good news. The government has announced new registration for these individuals.
However, before proceeding with the new registration, it’s important to understand the reason for disqualification. Only after identifying the issue can they register again using the updated process.
In this article, we will explain the complete registration process for Phase 2 and the common reasons for disqualification in the Apni Chhat Apna Ghar Scheme.
Reasons for Ineligibility in the 15 Lakh Loan Scheme
If you were not shortlisted for the 15 Lakh Loan Scheme, there could be several reasons why you were disqualified. Some common reasons include:
- PSER Survey Not Completed: Completing the PSER survey is essential for qualifying for the loan under the Apni Chhat Apna Ghar Scheme.
- Incorrect Information: If you entered incorrect details such as your identity card number, address, father’s name, or if your landproof documents do not match, your registration may fail.
- Missing Documents: Failure to submit your landproof documents can also lead to disqualification.
- District Quota Limit Exceeded: If the quota for your district has already been filled, you might not qualify.
These are some reasons for ineligibility. However, there is good news—Phase 2 registration is now open, and you can correct any mistakes and apply again for the loan.
Punjab Green Tractor Scheme
The Punjab government has introduced the Green Tractor Scheme to support small-scale farmers who cannot afford tractors for cultivating their land. Chief Minister Maryam Nawaz Sharif aims to ensure that farmers have access to the necessary equipment for farming, removing obstacles in agriculture. Since agriculture is vital to Pakistan’s economy, this initiative is part of the government’s effort to strengthen the agricultural sector and address its shortcomings.
If you’re interested in benefiting from the Punjab Green Tractor Scheme, you must apply before the registration deadline of October 10, 2024. Below, we provide all the information you need to apply for the scheme.
FAQs
What is the Apni Chhat Apna Ghar Loan Scheme?
It is a scheme by the Punjab Government offering interest-free loans of 15 lakh rupees to help families build their own homes.
2. Who can apply for the 15 Lakh Loan Scheme?
Permanent residents of Punjab who are 18 or older, married, and do not already own a home can apply.
3. What documents are required for the loan application?
You need your CNIC, proof of monthly income, and property documents.
4. How can I register for the loan scheme?
You can register through the official website (http://acag.punjab.gov.pk) by creating an account and submitting the required documents.
5. When will loan distribution start for Phase 1?
Loan disbursements will begin on September 15, 2024, for selected candidates.
6. What is the repayment plan for the loan?
The loan is interest-free and can be repaid in monthly installments of around 14,000 rupees over 7 years.
7. What is the PSER survey, and why is it important?
The PSER survey is a mandatory requirement for loan eligibility, verifying the applicant’s details.
8. Can I still apply if I was disqualified in Phase 1?
Yes, Phase 2 registration is open, allowing disqualified applicants to reapply.
9. Is the PMT score needed to apply for this scheme?
No, the PMT score is not required as per the new eligibility criteria announced by the government.
10. What happens if I submit incorrect or incomplete documents?
Your application may be disqualified if you submit incorrect or missing documents.